Fakulti

Fakulti

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


Norma Bt Md Saad
Professor

  • KULLIYYAH OF ECONOMICS AND MANAGEMENT SCIENCES
  • IIUM Gombak Campus
  • norma@iium.edu.my
  • 4612

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Professor Dr. Norma Md Saad started her career at IIUM as an Assistant Professor. Her areas of specialization are International Trade, Islamic Economics (Waqaf and Zakat) and Islamic Finance (specializing in Islamic microfinance). Her teaching and research have focused on Islamic banking and finance, intra-trade patterns of major economic blocs and their impact on regional integration. She is also actively doing research on the area of Islamic Economics and Finance investigating the efficiency of corporate entities in managing Waqf institutions in Malaysia and other selected countries. She ... show more

  • Ph.D in Economics Development & Regional Economics - Doctor of Philosophy, Temple University, Philadelphia
  • Master in Economics - Masters Degree, Texas Technology University
  • Bachelor International Economics - Bachelor Degree, University of Utah
  • Bachelor in American Assoc - Bachelor Degree, Indiana University
  • Economics, Business And Management ~ Economics, Business And Management ~ Economics/Applied Economics ~ International Economics - Foreign direct investment, economic integration, intra trade
  • Economics, Business And Management ~ Economics, Business And Management ~ Finance ~ Capital Market - Islamic capital market
  • Economics, Business And Management ~ Economics, Business And Management ~ Islamic Finance ~ Islamic Banking - Efficiency of Islamic banks
  • Economics, Business And Management ~ Economics, Business And Management ~ Islamic Finance ~ Other Islamic Finance n.e.c. - Takaful, Waqaf, Zakat, Microfinance
APPLIED RESEARCH METHODS 2000/2001
BUSINESS MATHEMATICS 1999/2000 2000/2001 2001/2002 2002/2003 2003/2004 2004/2005 2005/2006 2006/2007 2007/2008 2008/2009
ECONOMICS IN THE QUR'AN & SUNNAH 2016/2017 2017/2018
ECONOMICS THEORY 2001/2002
GLOBALIZATION AND REGIONAL ECONOMIC POWERS 2004/2005
INTERNATIONAL ECONOMICS 1999/2000 2001/2002 2002/2003 2003/2004 2004/2005 2005/2006 2006/2007 2007/2008 2008/2009 2009/2010 2011/2012 2012/2013 2013/2014 2014/2015 2015/2016 2016/2017 2017/2018 2018/2019 2019/2020
INTERNATIONAL TRADE AND DEVELOPMENT 2000/2001
INTRODUCTION TO ECONOMICS 1999/2000
INTRODUCTORY ECONOMICS FOR ENGINEERING 1994/1995
ISLAMIC BANKING AND FINANCE 2009/2010 2011/2012 2012/2013 2013/2014 2014/2015 2015/2016 2016/2017 2018/2019 2019/2020
ISLAMIC BANKING SYSTEM & OPERATIONS 2013/2014 2014/2015 2017/2018
PRINCIPLES OF MACROECONOMICS 1994/1995
PRINCIPLES OF MICROECONOMICS 2000/2001
In Progress
2018 - Present INTERNATIONAL ECONOMICS AND MUSLIM COUNTRIES
Completed
2013 - 2016 Involvement of Corporate Entities in Waqaf Management: Experiences of Selected Waqaf Institutions
2012 - 2013 Towards an Application of Musharakah Mutanaqisah Principle in Islamic Microgfinance
2012 - 2016 A Critical Analysis of the Current Islamic Banking Structure in Malaysia: Issue & Policy Implications
2011 - 2012 Comparatives Analysis Of Customer Satisfaction On Islamic And Conventional Banks In Malaysia
2011 - 2013 Enhancing the Efficiency of Waqaf Institutions in Malaysia: An Exploratory Study
2009 - 2011 An Analysis on the Efficiency of Takaful Companies in Malaysia: A Non- Parametric Approach
2009 - 2010 Cash Waqaf and Islamic Microfinance-Untapped Economic Opportunities
2007 - 2008 Prospects for Future Economic Integration Between Malaysia and Selected OIC Countries
2007 - 2009 Measuring Efficiency of Unit Trust Companies In Malaysia : A non Parametric Approach
2007 - 2010 ECONOMIC IMPACT OF MICRO CREDIT PROGRAM IN MALAYSIA AND FEASIBILITY OF IMPLEMENTING ISLAMIC FINANCING PRODUCTS ; THE CASE OF AMANAH IKHTIAR MALAYSIA
Article
2018 Determinants of awareness on Islamic microfinance among Cambodian Muslims. International Journal of Development and Sustainability , 7 (9) pp.2227-2241
2018 Waqf fundraising management: a proposal for a sustainable finance of the Waqf institutions. Journal of Islamic Monetary Economics and Finance , 3 (Special Issue) pp.201-234
2018 Zakat for poverty alleviation and income inequality reduction: West Java, Indonesia. Journal of Islamic Monetary Economics and Finance , 4 (1) pp.85-100
2018 Waqf fundraising management: a conceptual comparison between traditional and modern methods in the waqf institutions. Indonesian Journal of Islam and Muslim Societies , 8 (1) pp.57-86
2017 Managing corporate Waqf in Malaysia: perspective of selected SEDCs and SIRCs. Jurnal Syariah , 25 (1) pp.91-116
2017 Cash waqf as an alternative panacea to poverty alleviation: An overview of human development in Nigeria. Turkish Journal of Islamic Economics , 4 (2) pp.83-90
2017 The contribution of waqf institutions in Malaysia and Turkey in improving the socio-economic conditions of the society. Turkish Journal of Islamic Economics , 4 (1) pp.1-29
2017 The comparison between consumption and production-based zakat distribution programs for poverty alleviation and income inequality reduction. International Journal of Zakat , 2 (2) pp.11-28
2016 Integrated cash waqf micro-enterprise support model for enhancing refugee livelihood. The Islamic Quarterly , 60 (3) pp.343-368
2016 Refugee microenterprises: prospects and challenges. Journal of Asian and African Social Science and Humanities , 2 (4) pp.55-69
2015 Exploring the lived experiences of high-performance micro entrepreneurs in Malaysia: a hermeneutic approach. Social Science Asia: Official Journal of National Research Council of Thailand in conjunction with Asia Business and Economics Journal , 1 (1) pp.60-72
2014 Assessing the impact of Islamic microfinance on poverty alleviation in Northern Nigeria. Journal of Islamic Economics, Banking and Finance , 10 (4) pp.37-49
2014 The perception of micro-entrepreneurs and petty traders on conventional and Islamic microfinance: a case study of Pakistan. Journal of Islamic Finance , 3 (1) pp.38-48
2013 Involvement of corporate entities in Waqaf management: experiences of Malaysia and Singapore. Asian Economic and Financial Review , 3 (6) pp.736-748
2013 Towards adopting Zero Interest Loan (ZIL) and Profit and Loss Sharing (PLS) principle in Islamic microfinance: the case of Amanah Ikhtiar Malaysia. Journal of Islamic Finance , 2 (2) pp.38-50
2013 Towards an application of musharakah mutanaqisah principle in Islamic microfinance. International Journal of Business and Society , 14 (2) pp.212-223
2012 Microfinance and Prospect for Islamic Microfinance Products: The Case of Amanah Ikhtiar Malaysia. Advances in Asian Social Science , 1 (1) pp.27-33
2012 An analysis on the efficiency of takaful and insurance companies in malaysia: a non-parametric approach. Review of Integrative Business & Economics Research , 1 (1) pp.33-56
2012 Comparative analysis of customer satisfaction on Islamic and conventional banks in Malaysia. Asian Social Science , 8 (1) pp.73-80
2011 Are there prospects for future economic integration among Muslim countries? Evidence from selected OIC countries. International Journal of Economics and Management , 5 (1) pp.179-215
2011 Does trade among ASEAN members promote efficiency? sectoral evidence from the gravity model. International Journal of Humanities and Social Science , 1 (12) pp.236-253
2011 Efficiency of life insurance companies in Malaysia and Brunei: a comparative analysis. International Journal of Humanities and Social Science , 1 (3) pp.111-122
2011 An economic impact assessment of a microcredit program in Malaysia: the case of Amanah Ikhtiar Malaysia (AIM). International Journal of Business and Society , 12 (1) pp.1-14
2011 Selecting high-income generating activities for micro-entrepreneurs: the case study of Amanah Ikhtiar Malaysia. International Journal of Humanities and Social Science , 1 (5) pp.258-264
2010 A comparative analysis of the performance of conventional and Islamic unit trust companies in Malaysia. International Journal of Managerial Finance , 6 (1) pp.24-47
2010 Achieving human development objectives through microfinance institution: the case of Amanah Ikhtiar Malaysia. Journal of Islamic Economics, Banking and Finance , 6 (2) pp.65-78
2010 Determinants of economic performance of micro-credit clients and prospect of Islamic microfinance in Malaysia. ISRA International Journal of Islamic Finance , 2 (1) pp.113-130
2010 An analysis on the efficiency of the Malaysian Islamic banking industry: domestic vs. foreign. Review of Islamic Economics , 14 (1) pp.27-47
2009 Cash waqaf and Islamic microfinance - untapped economic opportunities. IAIS Islam and Civilisational Renewal Journal , 1 (2) pp.337-354
2009 Review of current practices of Islamic microcredit and microfinancing in selected Muslim countries. The Global Journal of Finance and Economics , 6 (1) pp.73-92
2009 An analysis of export performance and economic growth of Malaysia using co-integration and error correction model. Journal of Developing Areas , 43 (1) pp.217-231
2009 'Cash waqf' and Islamic microfinance: untapped economic opportunities . Islam and Civilisational Renewal (ICR) , 1 (2) pp.337-354
2008 Does the trade structure among the league of Arab states show potential for a successful regional economic integration? . Journal of Economic Cooperation Among Islamic Countries , 29 (4) pp.37-70
2006 Measuring efficiency of insurance and takaful companies in Malaysia using Data Envelopment Analysis (DEA) . Review of Islamic Economics , 10 (2) pp.5-26
2005 Economic integration among the members of the League of Arab States: an empirical evidence. Journal of Economic Cooperation and Development , 26 (3) pp.77-102

Conference or Workshop Item

2019 Governance structure of microfinance institutions: A comparison of models and its implication on social impact and poverty reduction. In: 5th International Ibn Khaldun Symposium
2016 Developing a halal compliance behavioural framework: case of the Malaysian poultry firms. In: Persidangan Kebangsaan Ekonomi Malaysia ke 11
2012 The perception of micro-entrepreneurs and petty traders towards conventional and Islamic microfinance : a case study of Pakistan . In: Islamic Finance in a Challenging Economy : Moving Forward
2011 Towards an application of Musharakah Mutanaqisah principle in Islamic microfinance . In: International Islamic Finance & Business Symposium and Halal Carnival 2011
2010 Economic integration among asean countries: evidence for gravity model. In: IIUM Research, Innovation & Invention Exhibition (IRIIE 2010)
2010 Does trade among ASEAN members promote efficiency? Sectoral evidence from the gravity model.. In: International Conference on the Asian Economic Cooperation
2009 Achieving human development objectives through microfinance institution: the case of Amanah Ikhtiar Malaysia . In: International Conference on Islamic Economics, Banking and Finance
2009 An economic impact assessment of a microcredit program in Malaysia: the case of Amanah Ikhtiar Malaysia (AIM). In: Annual International Conference on Global Business
2008 Prospects for future economic integration among the League of Arab States. In: Proceedings of the International Conference on Business Globalization in the 21st Century

Book

Book Section

2019 Pembasmian kemiskinan: wakaf & program keusahawanan sosial. In: Filantropi Islam dan wakaf korporat di Malaysia Penerbit IKIM/IKIM Press . ISBN 978-983-2718-75-8 , pp.99-122
2018 Best practices of waqf: experiences of Malaysia and Saudi Arabia. In: Waqf and socio-economic development IIUM Press, & Islamic Research and Training Institute (IRTI) . ISBN 978-967-418-398-1 , pp.68-98
2018 The role of regulatory system in ensuring halal compliance among poultry firm operators in Malaysia. In: Proceedings of the 3rd International Halal Conference (INHAC 2016) Springer . ISBN 978-981-10-7256-7 , pp.387-395
2016 Issues and challenges in enhancing the efficiency of Waqf institutions: the case of selected Waqf institutions in Malaysia. In: Essential perspectives in Islamic economics and finance Kulliyyah of Economics and Management Sciences, International Islamic University Malaysia (IIUM) and Islamic Research and Training Institute (IRTI) @Islamic Development Bank . ISBN 978-983-44368-1-8 , pp.542-558
2011 Case studies in international economics. In: Case Studies as a Teaching-Learning Tool in Economics, Finance and Quantitative Courses : an Instructor's Perspective IIUM Press . ISBN 978-967-418-185-7 , pp.13-18
2011 Zakat as a source for microfinancing. In: Zakat and its poverty alleviation goal IIUM Press . ISBN 9789674180119 , pp.152-166
2011 The role of Muslim women in generating household income through micro or small scale enterprises: the case study of Amanah Ikhtiar Malaysia. In: Reading on women issues IIUM Press . ISBN 9789670225838 , pp.41-80
2009 Review of current practices and development of Islamic micro credit and micro financing. In: Proceedings of the Seminar on Research Findings 2008 IIUM Press . ISBN 9789833855780 , pp.247-264